{"id":443,"date":"2012-12-21T13:21:18","date_gmt":"2012-12-21T13:21:18","guid":{"rendered":"http:\/\/www.roymartineau.com\/?page_id=443"},"modified":"2013-12-20T17:38:36","modified_gmt":"2013-12-20T16:38:36","slug":"ressources","status":"publish","type":"page","link":"https:\/\/www.roymartineau.com\/en\/ressources\/","title":{"rendered":"Ressources"},"content":{"rendered":"

Insurance<\/strong>
\nDespite our professional movers\u2019 best intentions, accidents can happen during a move. For this reason, we offer two insurance plans to best meet your needs.<\/p>\n

Fixed rate <\/strong>
\nUnder the law, a moving company\u2019s maximum liability for loss or damage is $0.60 per pound per item in Canada, and $2.00 per pound per item in Qu\u00e9bec. This coverage is automatically included in the cost of your local or long distance move. We do not recommend this type of insurance, which is clearly inferior to replacement cost for most household items.<\/p>\n

Replacement cost<\/strong>
\nReplacement cost insurance is the simplest way to protect your household items at a very reasonable cost. With this type of coverage, if an item is damaged while in the care of the moving company, the latter will be responsible for having it repaired. If this is not possible or if the item is lost, the moving company will replace it with a similar item of equivalent quality.<\/p>\n

All moving companies are subject to federal and provincial regulations. The nature of belongings shipped varies from \u201cextremely valuable\u201d to \u201ceasily replaceable,\u201d which is why numerous conditions apply to the settlement of replacement cost insurance claims. Contact your advisor for more information on these regulations.<\/p>\n

*Note: The replacement value of average quality furniture and personal belongings varies between $10 and $12 per pound per item.<\/p>\n

Example (taken from ALLIED VAN LINES CANADA claim regulations)
\nThe movers drop your 50-lb. television, for which you paid $700 four years ago. Today, an equivalent television would cost $725.<\/p>\n

Coverage \u2013 Fixed rate<\/strong>
\n Canada<\/strong>
\nAt a rate of $0.60 per pound per item, the moving company will pay up to $30 toward the repair\/replacement of the television (50 lb. x $0.60 per pound per item).<\/p>\n

Qu\u00e9bec only<\/strong>
\nAt a rate of $2.00 per pound per item, the moving company will pay up to $100 toward the repair\/replacement of the television (50 lb. x $2.00 per pound per item).<\/p>\n

Coverage \u2013 Replacement cost <\/strong>
\nThe moving company will pay to have the television repaired; if this is not possible, it will pay $725 to replace it with a similar model of equivalent quality. If the moving company offers a cash settlement for an item that cannot be repaired, the damaged item becomes the property of the moving company for its recovery value. <\/p>\n","protected":false},"excerpt":{"rendered":"

Insurance Despite our professional movers\u2019 best intentions, accidents can happen during a move. For this reason, we offer two insurance plans to best meet your needs. Fixed rate Under the law, a moving company\u2019s maximum liability for loss or damage is $0.60 per pound per item in Canada, and $2.00 per pound per item in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/pages\/443"}],"collection":[{"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/comments?post=443"}],"version-history":[{"count":2,"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/pages\/443\/revisions"}],"predecessor-version":[{"id":461,"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/pages\/443\/revisions\/461"}],"wp:attachment":[{"href":"https:\/\/www.roymartineau.com\/en\/wp-json\/wp\/v2\/media?parent=443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}